1.  Get pre-qualified/Loan pre-approval:  If you are committed to purchasing a home it is important that you get pre-approved for a mortgage.  Pre-approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a home to purchase.

Pre-approval gives you substantial leverage in that sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you find the perfect home.  You will have less negotiating power if you have to wait for mortgage approval.

I can refer you to mortgage professionals who are known for successfully acquiring loan approvals for their clients.

2.  Decide on property requirements: Develop a list of needs and wants.  Realize that the greater the list, the greater the value of the home you desire.  Most buyers try to find a property that fulfills all of their needs and compromise on their wants in order to stay within their budget. 

Location is the other key factor in purchasing a home.  Try to zero in on what is important to you: schools, neighbourhood, commute time to work, etc.  All of these factors will influence the way you experience your new home, so ensure you're well-acquainted with the surrounding area before purchasing.

3. View properties: Once you have a targeted price-range, area and general home criteria, you will be ready to view properties.  I take pride in my ability to listen to my clients criteria and show properties that fit their specifications.  I believe everyone's time is valuable and will not waste your time showing you homes that do not fit your criteria.

4.  Make an offer with conditions:  When we have found that perfect property, we will work together to make an offer which gives you the greatest chance of acceptance while still being the best deal for you.  I take pride in my abilities as a listener, negotiator, and as a hard worker who gets the job done.  These qualities shine in this portion of the home buying process.

5. Pay Deposit/ Remove subjects:  Upon acceptance of your offer we will work together to remove all subjects to ensure that the deal is completed.

6. Completion/Possession:  This is the day we will have all been waiting for.  You receive the keys to your new home and take possession.  Although this is the final step in your home purchasing process, my services extend beyond this point.  I strive to be a life long resource in real estate and homeownership for all of my clients.

Contact me today for a more detailed explanation of my services and to start finding your road home!